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Why Do Women Own Less Wealth Than Men? Capital, Not Talent
Women do not own less because they have less talent, and not only because they earn less, though in the Netherlands they still do. They own less because capital in a woman's hands goes unseen: by the people who rank it, by the people who fund it, and often by the woman herself. Talent gets counted. Capital does not. In July 2026, Dutch television showed the mechanism in one word. What happened in July 2026? On 14 July 2026, on WNL's Goedenavond Nederland, Jort Kelder went dow

Céline Pujdak
9 hours ago7 min read


Is 3% on Savings a Good Return? What You Really Keep
Published 2026-10-26 No. A savings rate is a gross number, and you do not get to keep gross numbers. In August 2026, when I first wrote this, the best savings rate in the Netherlands was 3.0%. Dutch inflation was 3.2%, according to CBS, and box 3 tax took about 0.5% off savings above the tax-free allowance. What you kept: about minus 0.7% a year. At the major banks, where most of us actually keep our money, the same sum ended near minus 2.5%. That is the whole answer. The res

Céline Pujdak
11 hours ago6 min read
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